Faster AI-Powered Lending Decisions.

At Abwab.ai, we’re using AI to make loan decisions faster, simpler and easier for financial institutions.

Our Mission

Abwab.ai is an award-winning Saudi AI company simplifying the complex world of SME credit and underwriting. Our mission is to bridge the $250B financing gap between lenders and SMEs in the MENA region by providing intelligent technology that accelerates decisions, reduces costs, and fuels financial growth across the region.

Bridging the Gap Between Lenders & MSMEs

Team Numbers

  • +0M

    Customers

  • +0

    Countries

  • +0K

    SME Loans

  • +$0B

    Loan Size

Our Story

Abwab.ai was founded with a mission to redefine SME lending in Saudi Arabia, built by a team of fintech and AI experts who saw the gap between innovation and accessibility in financial decisioning.

Inspired by founder Baraa Koshak’s experience at Revolut, where he worked on transaction enrichment technology. Abwab.ai brings that same innovation to credit decisioning, but tailored for local markets.

With deep credit insights, real-time data, and comprehensive reports, we help lenders make faster, smarter, and more reliable lending decisions 


Today, we’re proud to
partner with banks, NBFIs, fintechs, funds, and regulators. We’re here to build trust, scale credit access, and power sustainable growth throughout Saudi Arabia and beyond.

Our Qualities

    Banking Growth Experts
    Compliance Specialists
    Fintech Innovators
    Financial Industry Veterans
    Tech Leaders
    AI Visionaries

Meet Our Board of Advisory

  • Mazen Altamimi

  • Hisham Almalik

  • Youssef Salem

  • Salah Khashoggi

Meet Our Team

  • Baraa Koshak

    CEO

  • Ahmad Dabbas

    Ahmad Dabbas

    CCO

  • Chady Dimachkie

    Chady Dimachkie

    Head of Machine Learning

  • Mohamed Salem

    Head of Engineering

  • Sheryar A. Khan

    Head of Marketing & Communications

Do You Have Any Questions or Concerns?

Reach out to us at support@abwab.ai with any questions or inquiries. Our team is here to help you understand how Abwab.ai can optimise your lending processes.