
Our Mission
Abwab.ai is an award-winning Saudi AI company simplifying the complex world of SME credit and underwriting. Our mission is to bridge the $250B financing gap between lenders and SMEs in the MENA region by providing intelligent technology that accelerates decisions, reduces costs, and fuels financial growth across the region.
Bridging the Gap Between Lenders & MSMEs
Team Numbers
- +0M
Customers
- +0
Countries
- +0K
SME Loans
- +$0B
Loan Size
Our Story
Abwab.ai was founded with a mission to redefine SME lending in Saudi Arabia, built by a team of fintech and AI experts who saw the gap between innovation and accessibility in financial decisioning.
Inspired by founder Baraa Koshak’s experience at Revolut, where he worked on transaction enrichment technology. Abwab.ai brings that same innovation to credit decisioning, but tailored for local markets.
With deep credit insights, real-time data, and comprehensive reports, we help lenders make faster, smarter, and more reliable lending decisions
Today, we’re proud to partner with banks, NBFIs, fintechs, funds, and regulators. We’re here to build trust, scale credit access, and power sustainable growth throughout Saudi Arabia and beyond.
Our Qualities

Meet Our Board of Advisory


Hisham Almalik

Youssef Salem

Salah Khashoggi
Meet Our Team

Baraa Koshak
CEO

Ahmad Dabbas
CCO

Chady Dimachkie
Head of Machine Learning

Mohamed Salem
Head of Engineering

Sheryar A. Khan
Head of Marketing & Communications

Do You Have Any Questions or Concerns?
Reach out to us at support@abwab.ai with any questions or inquiries. Our team is here to help you understand how Abwab.ai can optimise your lending processes.








